So I have the opportunity to buy a great 05 F4 from a forum member, and wanted to finance part of it. I am in Portland, Or, the bike in Seattle area. I called my credit union that I had used in the past for bikes and they are giving me a great rate of 4.25. The only issue is they cant finance me as normal because they use NADA, and the F4 doesn't show a price. They actually cant finance me until I get it professionally appraised. Anybody had the same issue with having to find an independent appraiser?