F3 insurance in the US - MVAgusta.net
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post #1 of 11 (permalink) Old 08-03-2012, 11:06 AM Thread Starter
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F3 insurance in the US

Needless to say my insurance company had no idea what an MV Agusta F3 was and the VIN did not show up in their system. We went with the year, make, model, displacement approach.

Much to my disbelief to place the same coverage on the F3 will cost me 20% more than the 2007 MV Agusta F4 1000 SENNA with $6,000 extra coverage for the extra parts on the SENNA (I currently have 2 bikes this would be a 3rd bike on the same policy).

the SENNA is 5 years old but it still worth more than the F3, it has a high displacement. I think they are running the quote based on other 600cc bikes (Japs) and not taking into account what this F3 is.

Any one else run into this sort of thing?

Don't make excuses, Make it happen

05 F4
07 SENNA (261/300)
13 F3

04 Ducati 749s (Track Project)
06 CBR600RR (Track Project II)
08 Aprilia RSV (Rest In Pieces)
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post #2 of 11 (permalink) Old 08-03-2012, 11:11 AM
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My insurance company could not look it up either, they asked me the following:
1. Year, make, model, cc
2. VIN
I was quoted $550 in MA. This includes comprehensive+collision, $1k deductible most limits are 50/100...and needlees to say, my record is not the cleanest

I think within a few months, after the industry auto websites (like NADA) have the F3's details, it would be easier for these companies to look it up.

Currently - '13 Ducati Multistrada (for sale), '09 Daytona (track only)
Previously - '13 F800GS, '13 MV F3, '10 S1000RR, '04 Royal Enfield 500, '97 Yamaha RX135, '90 Yamaha RD350...and many more.
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post #3 of 11 (permalink) Old 08-03-2012, 11:16 AM
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Yep, same problem. Though it was still pretty inexpensive for me. Came out to a wallet busting $176.20 per year with $100 deductable.
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post #4 of 11 (permalink) Old 08-03-2012, 12:41 PM
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^ wow. Vapor who are you using?

do you have full coverage?
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post #5 of 11 (permalink) Old 08-03-2012, 12:43 PM
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State Farm and full coverage. Can't remember exact coverage off the top of my head but can look later.
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post #6 of 11 (permalink) Old 08-03-2012, 12:45 PM Thread Starter
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I'll call again, and get other quotes.
Mine was $1,000 per year with $500 deductible 50/100/300 thousand (whatever the order they go in).

Don't make excuses, Make it happen

05 F4
07 SENNA (261/300)
13 F3

04 Ducati 749s (Track Project)
06 CBR600RR (Track Project II)
08 Aprilia RSV (Rest In Pieces)
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post #7 of 11 (permalink) Old 08-03-2012, 12:45 PM
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Quote:
Originally Posted by VaporMV View Post
State Farm and full coverage. Can't remember exact coverage off the top of my head but can look later.
Where are you located that was what my monthly payment was last year.
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post #8 of 11 (permalink) Old 08-03-2012, 01:03 PM
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I am in northern Maryland. Honestly, I don't know why its so low but that's what they quoted me when I added the F3 to my policy yesterday. I do have several cars and trucks insured as well as home owners and life insurance policies with them which nets me some nice discounts but I don't recall the exact percentage.
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post #9 of 11 (permalink) Old 08-03-2012, 01:10 PM
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wow I had my lif3ee car and house insurance with statefarm and I was still paying 180.0 With a clean record.
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post #10 of 11 (permalink) Old 08-03-2012, 01:57 PM
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State Farm saved me a LOT on my superbikes as long as I have a car insured also.

Pants up, don't loot.
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