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post #1 of 16 (permalink) Old 02-22-2013, 01:51 PM Thread Starter
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insurance quotes ?

Has anybody in the U/K converted a 750F4S into a 1000R by dropping a litre motor in as I have done a couple of years ago?
Have you had problems getting insurance without paying stupid money for it
My insurance is due soon so started looking around today for quotes,last year insured with MCE, Cost £460,Now I am 67 years of age ,Full bike licence from the year dot,Full no claims,No accidents or convictions and been riding bikes since I was seventeen
Rang MCE today for a quote don't do insurance for bikes with engine swaps anymore I was told, The same with bennets insurance,Rang Bikesure got a quote for £360, Went on Go compare said the bike was a 2007 1000R as that is the year of the engine and it came back with a quote of £192 including breakdown,Helmet&leather cover,Can anybody make any sense of this? As mine is an older bike than a 2007R I would have thought it would have been cheaper
Any sugestions would be greatly appreciated

VIC
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post #2 of 16 (permalink) Old 02-22-2013, 02:11 PM
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Quote:
Originally Posted by agustaboy0 View Post
Has anybody in the U/K converted a 750F4S into a 1000R by dropping a litre motor in as I have done a couple of years ago?
Have you had problems getting insurance without paying stupid money for it
My insurance is due soon so started looking around today for quotes,last year insured with MCE, Cost £460,Now I am 67 years of age ,Full bike licence from the year dot,Full no claims,No accidents or convictions and been riding bikes since I was seventeen
Rang MCE today for a quote don't do insurance for bikes with engine swaps anymore I was told, The same with bennets insurance,Rang Bikesure got a quote for £360, Went on Go compare said the bike was a 2007 1000R as that is the year of the engine and it came back with a quote of £192 including breakdown,Helmet&leather cover,Can anybody make any sense of this? As mine is an older bike than a 2007R I would have thought it would have been cheaper
Any sugestions would be greatly appreciated

VIC
MCE are thieves, have a look at bike insurer online and just pick the quote that suites you.
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post #3 of 16 (permalink) Old 02-22-2013, 02:23 PM
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Hi Victor,
The UK insurace market is a shark pool, the go compare/money supermarket/compare the market type sites only work off of a pre-set up list of standard bikes. When you tell them you have a modified bike it's a case of "computer say's no".

Jen and I have done engine conversions (Brute from 750 to 910) and unless you inform DVLC and get the V5 changed it's a nightmare. Then you need to go to a specialist broker such as Adrian Flux who do understand the market. It will never be cheap but at least you will get cover arranged. I am afraid these bikes are not mainstream and when you tinker the big everyday players want to screw you.

jimboF4

Last edited by jimboF4; 02-22-2013 at 02:25 PM.
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post #4 of 16 (permalink) Old 02-22-2013, 04:25 PM Thread Starter
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Originally Posted by jimboF4 View Post
Hi Victor,
The UK insurace market is a shark pool, the go compare/money supermarket/compare the market type sites only work off of a pre-set up list of standard bikes. When you tell them you have a modified bike it's a case of "computer say's no".

Jen and I have done engine conversions (Brute from 750 to 910) and unless you inform DVLC and get the V5 changed it's a nightmare. Then you need to go to a specialist broker such as Adrian Flux who do understand the market. It will never be cheap but at least you will get cover arranged. I am afraid these bikes are not mainstream and when you tinker the big everyday players want to screw you.

jimboF4
Jimbo
Thank's for that
My bike is all above board (ie) registered with the dvla (v5c) and all that
Have not tried Adrian flux but will do
Regards
VIC
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post #5 of 16 (permalink) Old 02-22-2013, 04:34 PM
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Vic,
if it was mine I would not have informed the DVLC.

Try Carole Nash, they do a classic policy for over 10 year old bikes.
Not sure how they will view the motor swap but worth a try.
My quotes from ebike and MCE had both doubled at 1st year renewal and expect the same with C.N.renewal in a month or so ,hopefully not .
As Jim says it will be difficult to get quotes online as your model doesnt exist.

I have a spare 750 eng # if you want to convert it back

Many thanks for the thermo, was up and running last week and works a treat.
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post #6 of 16 (permalink) Old 02-22-2013, 08:44 PM
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Do you really have to tell them about the engine swap? Things may be different in the UK but here in the USA the insurance people have no way of knowing what kind of engine your bike is equipped with even after a claim when they have direct access to it. They are pretty clueless.

I know many many people with highly modified engines in their bikes and the insurance company always goes by the VIN and never asks anything about the engines.
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post #7 of 16 (permalink) Old 02-23-2013, 03:45 AM Thread Starter
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Originally Posted by macmivvi View Post
Vic,
if it was mine I would not have informed the DVLC.

Try Carole Nash, they do a classic policy for over 10 year old bikes.
Not sure how they will view the motor swap but worth a try.
My quotes from ebike and MCE had both doubled at 1st year renewal and expect the same with C.N.renewal in a month or so ,hopefully not .
As Jim says it will be difficult to get quotes online as your model doesnt exist.

I have a spare 750 eng # if you want to convert it back

Many thanks for the thermo, was up and running last week and works a treat.
No problem with the thermo,Glad everything worked out o/k,The reason for informing the dvlc was just in case anything happend,You know what these b/stards are like if something happens and you want to make a claim they will worm there way out if there is some thing not above board, these claim assessers are not stupid,As for the 750 engine thanks but no thanks,I am very happy with the 1000R transplant and all that goes with it,Guess I will have to bite the bullet and part with the cash if nobody else has any ideas.I will give Carrol Nash a ring today
Regards Vic
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post #8 of 16 (permalink) Old 02-23-2013, 05:37 AM
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I am with Aidrian flux and to be fair they have been really good as has been said they know the bike market really well.When I first got my bike I stuggled to get insurance as the bike was going to be kept in a shed but when I rang flux the guy told me if it was kept indoors(the kitchen) I could be covered and thats what did it for me.
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post #9 of 16 (permalink) Old 02-23-2013, 06:42 AM
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Vic
I was implying a paper conversion only , can't help myself.
Good luck with the search.
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post #10 of 16 (permalink) Old 02-23-2013, 10:33 AM Thread Starter
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Quote:
Originally Posted by macmivvi View Post
Vic
I was implying a paper conversion only , can't help myself.
Good luck with the search.
Iain
That's o/k up your way but down here pc plod is right on it,Anyway got insured today with Adrian flux £330,Got a quote from carol Nash£560 WTF!!,Thieving b/stards there should be a law against it!!!
Regards
VIC
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