Got some insurance quotes last night with the intention of buying a new Brutale (989R or 1078RR not decided yet) when I get home from offshore and was absolutely shocked by some of the quotes!! :jsm:
I have quite cheap insurance for my Street Triple R just now and was expecting a hike of maybe a couple of hundred quid maximum. Quotes ranged mostly from just over a grand all the way up to £9699!!! Which is the cost of the bike by the time you add on the excess!! One did offer it for £530ish which is quite good but I don't know if I can add my ST3R on the policy aswell as I want to use the NCB on both obviously rather than pay 2 separate insurances.
So is there a specialist insurer anyone in the UK are using that might be cheaper? Or just generally cheaper companies??
I know insurance is based on the individual but at those prices im willing to give anything a try.
FYI Im a 25yr old male Full UK license held for 4 yrs with 4 yrs NCB bike will be garage in a safe location (ie not London etc) I may have a small SP30 conviction but thats it. Also have car license also with 4yrs NCB
You are right of course, every case is different. I've been with ebike for several years now, JDS had a thread recently about Carole Nash. If I was you I would try the confused, money-supermarket meerkats as advertised on TV. Certainly my advice would be shop around.
Yes, gotta shop around. CN weren't competitive for after I got the MV. I have a dual bike policy so most need to speak to you but I start with confused, go compare and the mcn compare site to get an idea of you to ring. Good luck! You should be able to get it right down.
Carol Nash [ already mentioned ] seem to be the cheapest at the moment , or you could try Bike Sure [ Adrian Flux ] . If you use the ' confused ' site you may get loads of phone calls you don't want . My mate did.
the right answer is to shop around, my previous bike to my F4 was a triumph and I had been using a company called ramasis ( triumph insurance) 0844 8800 961
I found them to be very competitive like all insurance companies I had quotes from they insisted on having an alarm fitted. Good luck!:yo:
Like the guys say, you need to do your home work to get the best deal.
Some insurance firms run an unannounced promotion and you could get lucky when you ring up for a quotation.
CN is now owned by Groupama Insurance, so check to see if you have any other policies running with them, as you could be eligible for additional discounts.
hi - i changed my bike to a 989r a couple of months before my policy ran out - they put the renewal up from 140 to nearly 800. when i went on to www.thebikeinsurer.co.uk they gave me quite a few renewal quotes for the one hundreds - eventually went with motorcycle direct for £166 fully comp.
(fyi - female - 2 yrs ncb, 44 yrs, rural location, no points etc )
Another Carole Nash multi bike policy for me, I have found them very good to speak to on the phone, I have to haggle each renewal, but has been worth it
Technically not single got a girlfriend of 5 yrs, but never that option on the insurance quote. Im working (I use the term loosely) on the Brents at the moment.
It's not about being able to afford the insurance, its a matter of principle. I despise paying for insurance they charge you all that money, 9 times out of 10 you never use it and if you have to use it they just try and screw you then shaft you again at renewal time!!
I've pretty much always been with Ebike and found them pretty good even had a claim with themm no problems but they are asking £2000 quid more to add a brutale on with my existing ST3R policy that's just a joke!!
Did a spot of searching tonight and its looking like I will be cheaper with 1 policy for the MV with my 4 yrs NCB used there then start a fresh policy for my ST3R with 0 NCB.
Just seems stupid to me I have 4 yrs NCB i want 2 bikes just give me a competive quote!!:banghead:
Carol Nash multibike for me as well. 50year old 3yrs NCB brutale 910R and Ducati 900SS. 3000 mile limit on each bike. £220. Again haggle they started off last year at £450 in the end they gave it to me for £250. May try haggling again this year but to be honest I don't think thats to bad.
F41NXS, awhile ago that then, you were here before I was even born!!
I work for Cameron (with trees, wellhead etc) we are just in process of abandoning all the wells just now then proper decommising work will begin later then it's off to the Bravo to do it all over again.
With regards to the insurance im starting to lose my rag with it I have had about 5 dfferent quotes from Ebike now all different depending what comparison site I use and my initial direct quote from them of silly money. I will have to wait until I am home to do some ringing around because I am working nights offshore.
I really do believe insurance companies are the scum of the earth out to rip off us hard working honest people!!! But I have found a company that will do me a decent price on the MV but means taking out separate policy for ST3R but still works out cheaper than any of the multi bike policies I have looked at and even paying both is still with the region of what I am willing to pay, so lets call that plan B.
I added my 'new' 910R to my policy with Ducati Insurance (Equity Red Star is underwriter) which covers my 999s and Darmah and it was only an extra £150 odd. May be worth a look. (Just read your post and my first quote was £850!!)
Sun and Royal Assurance. £220 for my collection of 3 on de road, it was in the £600's at first. I did spend all day utilising every type of communication device I can operate mind you! Stick with it and lie your teeth out about other quotes you have had, after all they all lie to you:wtf:
2 multibike policies with Ebike, been with them for 5 years, only problem i had was a couple of letters one last year one early this year questioning the number of times i change my bikes :naughty:
If you change your bike a lot they are the only choice but not the cheapest by far. Equity Red Star are normally the cheapest but beware :jsm:
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